Sentry Car Insurance Company Review
The history of Sentry Insurance dates back to 1904 when it was created by the Wisconsin Retail Hardware Association for the benefit of its members, according to the company website. The home office stayed close to its roots and is located in Stevens Points, Wisconsin, but the insurance offerings branched out considerably.
In addition to car, you can buy specialized RV insurance, boat insurance, motorcycle insurance, boat insurance and home insurance from Sentry. Dairyland Auto is a part of Sentry Insurance that offers specialty car insurance for higher-risk drivers. Insurance for damage to equipment is also available, as is life insurance and annuity products. Sentry even offers personal umbrella insurance that goes beyond basic home and auto insurance and a business line of insurance that specializes in specific industries.
Sentry Car Insurance Options
Sentry offers the standard slate of car insurance options available with most companies. These include collision coverage for vehicular damage, comprehensive coverage for damage done in events other than collisions, and property damages to others’ property if you are at fault for an accident. Other options include bodily injury liability that covers lost income, medical costs, and funeral expenses. Uninsured and underinsured motorist coverage can also be part of your Sentry car insurance plan.
Sentry goes beyond the standard with a number of options not necessarily available from other companies. These include coverage for your pets at no additional cost and rental car coverage if your car is deemed in operable and out of service for repairs. Sentry will also pay for your defense costs if a lawsuit is filed for a situation that was covered by your policy. One more plus is Sentry waiving your deductible for a windshield you choose to repair rather than replace when repair is an option.
Car insurance discounts from Sentry include those commonly found in the industry. Combining multiple vehicles or your home or renters insurance with your auto insurance may merit you a discount, as does having anti-theft devices. Good student discounts are available for young student drivers who maintain a specific GPA and preferred drivers can also receive a discount in certain circumstances.
Where can I buy Sentry Car Insurance?
Despite its corporate office being in Wisconsin, Sentry is one of the industry leaders for car insurance in Delaware, according to the state’s Insurance Commissioner Office’s website. Sentry ranks on the top 10 list of car insurance companies in Delaware, tying with AIG for the last slot on the list. Sentry Insurance enjoys a 3% market share in the state, with the 10 listed companies making up about 86% percent of the car insurance sold in the state. Drivers can also purchase car insurance from Sentry in 11 other states.
Sentry’s Corporate Symbol
Sentry chose Captain John Parker as its corporate symbol, and his likeness takes front and center on the company logo. Parker received the honors as Sentry’s mascot of sorts due to his role in the American Revolution. Parker stood strong with a scant 77 men against British troops during the very first encounter between the two forces. The Sentry website explains Parker stood for what the company has stood for since its 1904 inception. That is strength, protection, and vigilance.
Sentry is strong, but not nearly as strong as some of its competitors, according to an article in CNN. Sentry is ranked 934 out of 1,000 by Fortune overall, but does make it to the number four slot in the category of property and casualty mutual insurance companies in 2009. Its rank of 934 in 2009 is down from its previous rank of 755.
Sentry is well below the top three on the property and casualty mutual insurance company list when it comes to revenue, with a total of revenues of $1,879.6 million. First place on the list goes to State Farm Insurance Companies with an overall rank of 31 and $61,343.4 million in revenue. It is followed by Auto-Owners Insurance with an overall rank of 476 and $4,951.8 million in revenues and Country Insurance & Financial Services with an overall rank of 668 and $ 3,155.1 million in revenues.
Sentry’s Notable Notes
SmartMoney Magazine lists Sentry’s Dairyland Auto as one of the biggest companies for non-standard car insurance. It notes Dairyland coverage is available in 42 states, offers month-to-month coverage, and discounts for transferring over your policy if you are in need of higher-risk driver insurance.
Sentry itself is one of the country’s strongest mutual companies with assets that reach $11 billion and more than 1.1 million policyholders across the nation. A.M. Best gave Sentry Insurance an A+, which denotes an “excellent” rating for its financial strength. Anyone who needs car insurance could certainly do worse than having Sentry as a provider.