Car insurance for a new GMC Sierra 1500 pickup truck usually runs somewhere between $1,250 and $1,700, depending on a number of factors. Which state you live in, how many miles you drive and which insurance company you go with are all things that will have a direct impact on the premium you pay. The level of coverage you choose will also have a major effect. Simple liability coverage is a lot cheaper than comprehensive coverage, for instance.

Many of the differences in car insurance rates for a particular car or truck are actually due to the driver. An insurance company looks at unique information including driving record, marital status, age, education, occupation and other factors in order to decide how much of a risk that driver is. This in turn determines how much that driver will pay. Another huge factor is your relationship with the insurance company. If you have been with them for many years and/or you have multiple policies with them, an insurance company will usually give you a better deal.

GMC Sierra 1500 Safety Features

In addition to standard safety features like four-wheel antilock brakes, the GMC Sierra features what GM calls 360-degree protection. This involves not only the naturally solid design of a pickup truck, but also a plethora of different airbags to protect the driver and passengers during impact from just about any angle.

The GMC Sierra 1500 features frontal, right-front passenger and driver airbags and a passenger sensing system so that the right-front passenger airbag will only deploy if it is appropriate to do so. There are side-impact (head curtain) airbags in the front and rear areas equipped with a rollover sensor. There are even side-impact airbags mounted in the seats to protect the thorax and pelvis of the both front seat occupants in the event of a collision from the side.

Another key safety feature for the GMC Sierra 1500 is a tire pressure monitoring system that will warn the driver when tire pressure becomes dangerously low. There are also child safety locks on the doors.

What convenience technology is available for the GMC Sierra 1500?

The GMC Sierra 1500 has a number of technologically advanced options. One such option is the fully integrated touch-screen navigation system. This system includes an AM/FM stereo sound system and a USB port to plug in a portable music device.

Sirius XM Satellite radio is standard equipment for most GMC Sierra models and comes with three months of free service. Some Sierras also come with Bluetooth hands-free calling. If you have the steering wheel-mounted controls, you can dial by voice and communicate through the truck’s audio system.

All GM vehicles are equipped with OnStar, and the GMC Sierra comes with three free months of the Directions and Connections plan from OnStar, which features automatic crash response and monthly diagnostic emails. A rear vision camera is available for the GMC Sierra, which makes it safer and easier to back into tight spaces or manage a trailer. The camera can be viewed in the dashboard or the image can be projected onto the rearview mirror for convenience.

Some GMC Sierras come standard with heated and power-adjustable outside mirrors while others have them available as an option. A remote starter system is also an option for some Sierras.

What other vehicles does the GMC Sierra 1500 compare to?

The GMC Sierra 1500 is a full-size pickup truck, and many car companies offer a vehicle in that class. Three of the most similar vehicles to the GMC Sierra would be the Toyota Tundra, the Ford F-150, and the Chevy Silverado, which is actually built on the same platform as the Sierra. Of course, comparisons are difficult because of the different option packages offered by each manufacturer, but there are some things, which can be compared between vehicles.

The Sierra and the Silverado have a bigger engine with more torque than both the Ford F-150 and the Toyota Tundra, but the Ford and Toyota actually have more horsepower. The GMC and the Chevy are also wider, have a longer bed, and feature more headroom than the other two trucks. All four trucks have the same seating capacity.

In terms of safety features, only the Silverado does not have side curtain air bags and only the F-150 does not have child safety locks. For convenience, only the Sierra and the Silverado offer the option of steering wheel-mounted controls and hands-free communication.

The GMC and the Chevy fare the worst of the four trucks in fuel economy, but they both offer the best powertrain warranty at five-years or 100,000-miles. They also offer the longest term of roadside assistance, also five-years or 100,000-miles. Only the GMC Sierra 1500 and Chevy Silverado have corrosion protection warranties, and in both cases, the warranty is good for three-years or 36,000-miles.

The GMC Sierra 1500 is one of the most popular vehicles in its class but the cost of car insurance can vary greatly between providers. Always compare at least a handful of car insurance companies and understand the type of coverage you are buying before making a decision.