Chrysler 300 Car Insurance Review
The Chrysler 300 is available in the base model unit, the 300 Limited, 300S and 300C. Each of these vehicles are rated differently when it comes to pricing car insurance. Overall, the annual car insurance premiums don’t vary that much. Each of the Chrysler 300 models has advanced security systems and safety features that keep the prices relatively low.
The basic model is the Chrysler 300. The annual cost to insure this vehicle is approximately $1,400. The Chrysler 300 Limited and 300S can cost anywhere from $1,430 to $1,436 and the top of the line sedan, the 300C has an annual average insurance premium rate of $1,476.
The high quality 300SRT8 RWD is the most expensive to insure, averaging approximately $1,498 per year. This is because the 300SRT8 RWD is a high performance vehicle.
While this may seem high to some, the 2012 Hyundai Genesis, which is often compared to the Chrysler 300 carries a much higher premium. The 2012 Hyundai Genesis costs approximately $1,553 per year for the basic model and only continues to increase with each additional model.
How much does the Chrysler 300 cost on average?
Beginning with the least expensive model, the prices will range from $28,170 for the basic 300 to $38,170 for the Chrysler 300C. These prices do not include optional packages and upgrades. For example, the Chrysler 300C can cost as much as $41,000 after applying extras.
The Chrysler 300 Limited averages $32,170 and the 300S is approximately $33,170. An interesting feature about the 300S is that it is available in a V6 or V8 engine. It also has an exclusive model type called the SRT8 RWD, which can cost as much as $47,000.
SRT stands for Street Racing Technology and this car pushes past traditional engineering to deliver the best performance imaginable. Virtually every feature comes standard and in addition to the 20-inch aluminum tires and superior braking system, it has an interior that is rivaled by many sports car owners. This is truly a high-test automobile that only the elite can appreciate.
What specific safety features are included with the Chrysler 300?
The Chrysler 300 has a terrific safety program, complete with front and side-impact airbags as well as side curtain and driver knee protection. If you are involved in a collision, you can be protected from much of the damage, as the airbags will immediately activate. Daytime running lights are included since statistics show vehicles using their headlights during daylight hours are much more visible
To accommodate various heights and body measurements, the seat belts are completely adjustable and equipped with pretensioners to ensure a proper fit. This is very useful if more than one person drives the car or if you usually have multiple passengers riding up front.
Child safety locks in the rear help prevent doors from opening accidentally which is crucial for toddlers in car seats or older children using seat belts. Thousands of children are injured each year when rear doors swing open. Rear child safety locks are controlled by the driver and will only open when unlocked by switching the panel to the off direction.
What does the warranty cover?
The Chrysler 300 has a very good warranty program. Each model is covered bumper-to-bumper for three years or 36,000 miles, whichever comes first. People who don’t drive much will definitely take advantage of this feature. The bumper-to-bumper warranty will help save on maintenance or repairs when they become necessary.
The powertrain, which contains vital parts like the engine, transmission, and suspension is protected for five years or 100,000 miles. If you start having problems with car, you can rest easy knowing that you have a warranty that lasts a good while.
Two additional warranty items include rust protection and roadside assistance. With so many environmental changes occurring, new cars can suffer the effects of things like acid rain and other pollutants, which will begin to corrode the exterior. The rust protection warranty lasts for an amazing five years or 100,000 miles and will go a long way to keeping your car safe from the elements.
If your car breaks down or you run out of gas, you can place a phone call and receive roadside assistance for three years or 36,000 miles. This program also covers towing, flat tires and other emergencies.
Does the Chrysler 300 come with any entertainment options?
Some entertainment options for the Chrysler 300 include a SIRIUS Satellite AM/FM radio with seek/scan. SIRIUS Satellite radio has over 140 genre-based, premium radio stations. Anytime you want to hear music from a specific decade or artist, you simply search, locate, and play. You can also enjoy sports, news, and weather, all uninterrupted.
The Chrysler 300 also comes with a dash-mounted CD player with MP3 player options. Instead of listening to the radio, tune into your favorite CDs or download your MP3 player for a more personalized list. The steering wheel controls all of the audio programs so you never have to lift your hands while driving and there are six surround sound quality speakers.
Bluetooth technology is available with the Chrysler 300 basic model, but it is not standard and you will be expected to pay extra. Other models, like the Chrysler 300C, list this feature as standard.
The Chrysler 300 is an exceptional automobile for the price and will provide you with years of faithful service. When you purchase any of the Chrysler 300 models, you can be sure that you are receiving a vehicle that is well built and a great value. The reputation of the Chrysler 300 is strong and many loyal owners will attest.