Chevrolet Camaro Car Insurance Review
The Chevrolet Camaro is a popular sports car. While there are many factors that may influence the cost to insure a Chevrolet Camaro, an average insurance premium would cost the driver approximately $1,400 per year. This is based upon a 2012 Chevrolet Camaro. Of course, this will vary based on the specific model, the geographic location, and the record and risk factors of the driver.
The cost of car insurance for a Chevrolet Camaro is also going to vary slightly based on the year and the model type of the vehicle. Typically, a more expensive model that offers more options will have a higher insurance premium than a base model. This is because the replacement cost of the vehicle is greater.
The Chevrolet Camaro was launched in 1967 to compete directly against the Ford Mustang. The Camaro was one of the first American muscle cars. Chevrolet designed the Camaro off the platform of the Nova, Chevrolet’s top model at the time. Today, the Chevrolet Camaro is marketed as a very affordable sports car. The MSRP for a 2012 Chevrolet Camaro ranges from $23,000 up to $54,000.
What are the different models of Chevrolet Camaro?
The Chevrolet Camaro is currently available in three trim levels, the LS, LT, and SS. The LS and the LT model have a smaller, 3.6L V6 engine. The more powerful SS model has a 6.2L V8 engine, resulting in more horsepower.
Chevrolet introduced a new special edition ZL1 Camaro in 2012. This model has a supercharged 6.2L V8 engine and a stunning 504 horsepower. This very high-end model has become the most expensive in the Camaro lineup. Because of this and because of the extremely powerful engine, you can expect the ZL1 to have the highest cost to ensure of all the Chevrolet Camaro models.
What kind of reviews has the Chevrolet Camaro received?
The Chevrolet Camaro has received generally positive reviews for performance, exterior, safety, and affordability. In fact, the Camaro is rated #3 of eight for most affordable sports cars by US News Rankings and Reviews.
Positive reviews for the Camaro focus on the impressive styling, high performance engines, and excellent safety features. However, consumers have also reported some drawbacks. The Camaro interior is often criticized as being cheap looking and not of the same quality of similar cars in its class, such as the Ford Mustang.
The Camaro is also criticized for being quite heavy. While the car has a lot of horsepower, its weight makes it slower off the line. Many critics believe that the Camaro still lags behind the Ford Mustang as the preeminent American muscle car.
The Chevrolet Camaro convertible models are ranked even more highly than their hardtop counterparts. The convertible is roomy, attractive, and has the classic look and styling that is reminiscent of the original Camaros from the 1960s. Most consumer review panels have rated the Chevrolet Camaro convertible higher than the Mustang convertible- one of the few categories where the Camaro tops the Mustang.
What are the safety ratings on the Chevrolet Camaro?
The Chevrolet Camaro has one of the highest safety ratings available in its class. The 2012 Camaro has a five star safety rating in five classifications – driver front impact, driver side impact, passenger front impact, passenger side impact and rollover. The Chevrolet Camaro is often lauded as one of the safest cars of its types. It has multiple air bags, three-point safety restraints in all passenger seating, and automatic crash assistance.
Newer Chevrolet Camaros also come standard with Onstar. Onstar is a service that provides in-vehicle security and immediate emergency response, among other safety and convenience factors. Having Onstar in your vehicle with an active subscription may make you eligible for a lower car insurance rate.
How much does auto insurance cost for the Chevrolet Camaro?
On average, insurance for a 2012 Chevrolet Camaro will cost approximately $1,400 per year. However, that figure could vary by hundreds of dollars in either direction based upon other factors.
Where you park your Chevrolet Camaro overnight will have an impact on the cost of insurance. If the car is not garaged or is in a zip code that has been determined to be a high crime area, the cost of insurance will go up.
Your driving record will also affect the cost to insure your Chevrolet Camaro. If you have had speeding tickets, recent accidents, or a DWI or DUI on your record, your insurance costs could be significantly higher.
The cost to insure a Chevrolet Camaro depends on the type of coverage that you choose. You may choose to have both liability and collision insurance. Additionally, most car insurance providers will offer different levels of coverage. By exploring all of these options, you can design an insurance plan for your Chevrolet Camaro that fits your needs, lifestyle, and budget.