Car Insurance by Make and Model
The cost of car insurance can vary greatly depending on a number of factors and one of the most important is the type of vehicle insured. Opting for a luxury car will certainly set you back more than a lower end family sedan, sports cars are more expensive to insure and some drivers need more specialized coverage for their collector cars. While your driving record and credit score influence your risk profile the type of vehicle insured can also have a pretty significant impact on your car insurance rates.
When considering what vehicle to purchase it’s not only important to read car reviews online but also research the cost of car insurance between particular vehicles. Many models priced within the same range often have very different car insurance rates due to the historical safety record of the vehicle, safety features and more. The total cost of owning a car is never just the car loan payment but also your monthly obligation for car insurance. The last thing you want to do is commit to a car loan and experience sticker shock on the car insurance bill. Read more about car insurance for different makes and models below.