BMW M3 Coupe Car Insurance Quotes
Car insurance for a BMW M3 Coupe will vary from $2,200 to $2,700, but will tend to be higher because it is considered a sport model. BMW, which stands for Bavarian Motor Works, has a wide variety of different models of its vehicles. The series include 1, 3, 5, 6, and 7 and there are also SUVs. The M stands for Motorsport.
BMW has been around since the early 1900s, but the M models came about in the 1970s. They were created initially to support the successful racing program of BMW. The M models have continued to evolve and now are made more with the general public in mind. Along with the M3 Coupe, there is also an M3 Convertible, X5 M and X6 M.
What do car insurance companies consider when it comes to insuring the BMW M3 Coupe?
If you are looking to insure your M3 Coupe, keep in mind that there are many factors that go into the underwriting process. Because it is a sportier car, it will usually cost more to insure because of the higher risk involved with potentially faster driving.
A big factor that car insurance companies use when quoting an insurance rate is your credit score. Your credit history is a big indicator of how financially responsible you are. Your driving history will affect your rates as well. If you have had few or no accidents and don’t have any other traffic violations, your rates will tend to be lower.
Whether you use your car for commuting or just for pleasure driving will help determine your rate. Your age, gender, and zip code will also be factors when figuring out your insurance premium. The more safety features you have in your car will often qualify you for certain discounts offered by your insurance company.
How does the BMW M3 Coupe perform?
The M3 Coupe was made for racing and sport-like moves. It contains a V8 engine with 414 horsepower and 295 feet per pound of torque. As a result, you can go from zero to 60 mph in 4.8 seconds. The throttle response is quick so you can accelerate quickly yet smoothly. For highway driving, the gas mileage is 20 miles to the gallon.
With the dual clutch 7-speed transmission, the two clutches operate independently. This allows better acceleration with down and upshifts that are seamless. You can choose to shift via the paddle shifters located on the steering wheel or with the gear shifter on the center console. The all-season traction helps supply better control and stability with slippery road conditions. The differential lock allows for more power and traction when you come out of turns.
Although it is considered more of a sports car, the electronic damping control feature of the M3 Coupe allows you to change the shock absorbers for your driving needs. You can choose the sport setting or the comfort setting, depending on how you would like the vehicle to respond to road conditions.
What are some of the safety components of the BMW M3 Coupe?
Accidents that occur from side impacts can result in more severe injuries. The M3 Coupe has a protection feature known as HPS, or head protection system. It works in conjunction with airbags on the side by inflating a tube-like structure. This helps protects both rear and front seat passengers from head injury.
Many factors can cause a driver to lose control. These include bad road conditions, terrible weather, or an animal crossing the road. BMW has done its part to help correct the loss of control with the dynamic stability control feature. Dynamic stability control helps sense traction, the steering angle, speed, and brake pressure and corrects them to keep you controlled on the road. The sensors can keep track of a number of different variables.
As with many of BMW other models, the M3 Coupe comes with BMW Assist. This allows you to easily and quickly get in touch with the BMW response center, which can help you, if you have a question, need assistance on the road or are in an accident and need help. In serious accidents, the response center will be automatically contacted via the crash sensors.
You also have the option of adding a hands-free calling feature from Bluetooth. With using only voice commands, radio keys, or controls on the steering wheel, you can choose contacts and answer or make calls.
How much does the BMW M3 Coupe cost?
The M3 Coupe from BMW falls in about the mid-range for BMWs. The average starting cost is $60,100. A number of optional features will raise the base price if added. If you trade in a vehicle you are currently driving, you may be able to do that and bring the price down.