BMW 135i Convertible Car Insurance Quotes
If you are looking for a great combination of sportiness, performance, and economy, the BMW 135i Convertible may be your dream car. The BMW 3-Series has long been considered the standard for this class, but the 1-Series offers smaller, more affordable versions of the same great BMW styling and quality. The base sticker price for the 2012 BMW 135i is $44,100, so those who are “sticker shocked” by the 3-Series price tags may find this model more appealing.
2012 BMW 135i Convertible
BMW is synonymous with performance and the 2012 135i is no exception to this rule. Its 3.0-liter I-6 supercharged engine packs 300 horsepower, enough to satisfy the most discriminating driver. You have a choice of automatic or manual transmission, but you may have to choose between your love and power and your love of fuel economy. The manual transmission model averages 20 miles per gallon in the city and 25 on the highway, but the automatic averages a rather dismal 18 miles per gallon in the city, and 25 on the highway. When it comes to the choice between high performance and gas savings, it is often the case that you must choose one over the other.
BMW offers rear-wheel drive on all its 1-Series models, a serious departure from the norm for cars this size. With its soft-top convertible body, the BMW 135i Convertible certainly takes a different approach to the idea of the small luxury sports car. Sophisticated styling makes this a truly beautiful car, and its aerodynamic design promises hours of fun behind the wheel.
Standard interior features are all you could want in a BMW of much larger size and much greater price. Each 138i includes standard anti-theft system, HID headlights, rain-sensing wipers, and cruise control. Steering-wheel-based controls give you optimum driving capabilities, and the stereo system includes AM/FM, CD, MP3, and HD Radio. The premium sound system can be added as an option, as can a hard disk drive.
While the average repair costs for the first five years for a BMW 135i Convertible have been estimated at $1,255, most of this cost stems from routine maintenance after the warranty has expired. Unlike its competitors, BMW not only warrants its cars for four years and 50,000 miles, but also offers free maintenance, oil changes, and brake work during the first four years. This means that your first four years of ownership are virtually worry-free.
BMW 135i Convertible Industry Ratings
Reliability studies by such firms as J. D. Power and Associates show that BMW enjoys average to high ratings in reliability. The 2011 model, after some redesigning, brought reliability scores up to four stars out of five in overall mechanical and powertrain reliability, a good sign that the 2012 models will also score well in the next J. D. Power assessment.
Safety features are always a concern for any driver, but on sports cars safety features must be better than average. BMW delivers in this regard with front driver and passenger airbags, side airbags, four-wheel anti-lock brakes, brake assist, electronic stability and traction control, and rollover control. With its commitment to safety, BMW provides drivers with the tools to protect themselves and still enjoy the performance and power of the 135i Convertible.
How much is car insurance for a BMW 135i Convertible?
Insuring your new BMW 135i Convertible is of utmost importance, not only to protect your investment but to protect your other assets if you cause an accident. Each state requires minimum liability coverage on any car registered, and the limits for this coverage are set by the state in which you reside. Average insurance costs for the BMW 135i Convertible are $1,635 per year, slightly higher than its competitors, the Volkswagen GTI at $1,490 per year, and the Acura RL at $1,573 per year.
While insurance for a 2012 BMW 135i Convertible is not cheap, you can control your car insurance costs by adjusting both your coverage and your deductible amounts. Most people choose to insure their vehicles for more than the state minimums in order to protect personal assets. However, by raising your deductible amounts, not only on your liability coverage but also on your collision and comprehensive policies, you can easily bring the cost of your insurance down significantly.
By entering your ZIP code above, you will enable us to provide several car insurance quotes to help you compare local policy options and providers. Shopping for your insurance will give you a much more global view of the prices available than simply dealing with one agent!