BMW 128i Coupe Car Insurance Quotes
The BMW 128i Coupe is the true entry-level BMW model, combining one of the most reasonable price tags in the line with luxurious appointments and performance expected from any car with the BMW logo. Without the room or performance of the 3-series models, the 1-series still gives many drivers a taste of BMW pride and offers a great balance of affordability and luxury. Its base sticker price of $31,200 puts it in reach of many who want to start out with a luxury vehicle but cannot afford the high price tags of some of the larger BMWs or its competitors.
The 2012 BMW 128i Coupe is listed as a four-seater, although the backseat is a tight fit for most adults. Still, the backseat functions nicely for storage of luggage or groceries, and in a pinch can fit two more passengers.
Under the hood, the BMW 128i features a 3.0-liter I-6 engine with dual overhead cam and 230 horsepower. Multi-point fuel injection and available six-speed automatic or manual transmission give the 128i great handling performance. Fuel efficiency averages 18-28 miles per gallon in the city and on the highway, respectively.
Standard interior features include dual-zone automatic climate control; audio system with RDS, MP3, CD, and digital radio; digital readouts for fuel economy; cruise control; dusk-sensing headlights, tire pressure indicator; remote power and window locks; power steering; voice-activated phone controls; power windows; and steering wheel mounted controls. The cargo space totals 10 cubic feet with all seats in place.
BMW offers a standard four-year, 50,000-mile warranty covering the drivetrain and other parts. BMW also includes four years of roadside assistance in its warranty package, and 12 years of rust protection. Brake pads and rotors are also covered for the first four years, and oil changes and inspections are free during the warranty period. Repair costs for the 2012 BMW 128i for the first five years are estimated at $1,197.
BMW 128i Coupe Review
J. D. Power and Associates rated the 1-Series 2010 and 2011 models for reliability. 2010 models averaged 2.5 stars out of five for overall mechanical quality, 2.5 stars out of five for powertrain mechanical quality, 4.5 out of five stars for body and interior mechanical quality, and two out of five stars for features and accessories mechanical quality. The 2010 model also rated three out of five stars in overall design quality, 2.5 out of five stars in powertrain design quality, 2.5 out of five stars in body and interior design quality, and 3.5 out of five stars in features and accessories design quality. The 2011 model was rated more highly in most categories, earning four stars out of five in overall mechanical quality, four stars out of five in powertrain mechanical quality, 4.5 out of five stars in body and interior mechanical quality, three out of five stars in features and accessories mechanical quality, 2.5 out of five stars in overall design quality, 3.5 out of five stars in powertrain design quality, two out of five stars in body and interior design quality, and three out of five stars in features and accessories design quality.
While no federal safety testing data is available for the 2010-2012 models of the BMW 128i, safety features are abundant and include dynamic stability control, traction control, crash sensors, and six front and side airbags.
How much does car insurance cost for a BMW 128i Coupe?
Insurance costs for the 2012 BMW 128i average $1,435 per year. Comparable models such as the 2012 Volkswagen GTI average $1,428, and the 2012 Audi A3 averages $1,403. Clearly, costs of insurance are almost identical for all vehicles in this size and class, despite the fact that the BMW has a higher initial value and a higher resale value.
If you are looking for the best prices for car insurance, our website can help. Enter your ZIP code above and you will receive quotes from many car insurance companies on coverage for your new vehicle. You can easily compare premium rates and options, and choose the best policy for your 2012 BMW 128i or any other cars you wish to insure.
As you compare coverage remember that not all policies are created equal. You must be sure that every company is offering you the same liability limits and deductibles as well as other options. You can adjust your deductible amounts to help keep your premiums affordable, and adjust your coverage options so that you only have the insurance you need. However, it is usually wise to carry at least comprehensive, collision, and uninsured motorist coverage in addition to your regular liability policy.