Allstate Car Insurance Company Review
Allstate Insurance Company is headquartered in Northbrook, Illinois and is one of the leading insurance companies in cities and urban areas. It is also the largest publicly held insurance provider for personal lines in the nation.
Allstate has made a name for itself across the country using strong advertisements and slogans to catch the eyes and ears of potential customers. It also has become a top company for people to work at and seen as a company who offers unlimited opportunity and support for diversity.
History of Allstate Car Insurance
Allstate was founded in 1931 by General Robert Wood, who was the President of Sears, Roebuck & Co. He came up with the idea to sell auto insurance and convinced Sears to finance his new company. The name Allstate came from one of the auto tires that were offered in their catalog.
Allstate began with a direct mail sales focus but soon switched over to agent representation, with the first location opening in a Sears store in Chicago. Noted as the first insurance company to use car usage, mileage, and age to determine car insurance rates, Allstate has continued to grow and expand over the last 80 years as well as set standards for the insurance industry.
Allstate Car Insurance Coverage Options
Allstate Insurance offers almost all available auto insurance options to drivers nationwide. From collision and comprehensive coverage to liability coverage, medical payments and uninsured and underinsured motorist coverage, Allstate is pretty much a one stop shop for any drivers car insurance need.
You can also enhance your car insurance coverage with Allstate by adding optional supplemental coverage such as personal injury protection, roadside assistance, rental car reimbursement, sound system coverage and more.
Uniqueness of Allstate Car Insurance
Allstate Insurance is the only car insurance company that offers a Claim Satisfaction Guarantee. It is a new feature that comes standard with every auto insurance policy at no charge. How the claim satisfaction guarantee works is if you file a claim with Allstate and for some reason you are not happy with the claims process, you will receive a premium credit. This credit may be for a period of one month or up to six.
In order to take advantage of this unique guarantee, you need to be a car insurance customer of Allstate. Next, if you are in an auto accident you need to file an accident claim with Allstate. If your claim is paid but you are not satisfied with the results, all you have to do is send a letter with an explanation to Allstate. Depending on what the decision is, you will be given a credit for your policy premium.
National Market Share of Allstate Car Insurance
Allstate is one of the leading insurance companies in the nation and has a market share almost impossible to believe. According to industry statistics Allstate insured 10.4% of all auto insurance customers across America in 2010.
Allstate Car Insurance Marketing and Advertisements
One of the reasons Allstate has become such a household recognized name is because of its marketing and advertising. For years, Allstate has used the slogan “you’re in good hands with Allstate.” They have since expanded that slogan by using recognizable actors in their TV commercials.
Since 2003, Dennis Haysbert has been the spokesman for Allstate. He is probably best known as one of the presidents in the popular TV show 24, starring Keifer Sutherland. His role and soothing voice in the Allstate ads has been used to present an uplifting image for the company and the car insurance it offers.
Allstate has since added some edgier commercials featuring Dean Winters, who represents Mayhem. His role is to symbolize storm damage, collisions, and other unfortunate pitfalls that can happen to drivers. The goal of his ads is to show that quality insurance coverage is more important than saving a few bucks and that it’s not just about insurance but protection as well.
Allstate Car Insurance Awards and Recognition
As one of the leaders in the car insurance industry, Allstate has received multiple rewards and recognitions over the year. It has been recognized for its work in Information Technology by multiple magazines. Training magazine placed it in the top 100 companies for employee development and training for eight consecutive years.
Allstate has also been recognized as one of the top companies for women in executive positions by both the National Association of Female Executives and Working Woman. Fortune Magazine named Allstate as America’s Most Admired Companies in both 2007 and 2009. It has been recognized as a leading company for working moms, corporate equality, and for being adoption friendly.
Should I buy car insurance from Allstate?
There is no doubt that Allstate is one of the most financially secure and reliable car insurance companies in America. However, there are quite a few companies who have comparable reputations so just because a car insurance quote has the Allstate name on it don’t forget to shop around. If you do end up choosing Allstate as a car insurance company you will have made a really good choice but you do need to compare quotes to find the best rates.