AIS Insurance Group Car Insurance Review
The AIS Insurance Group was founded in 1968 and today insures more than 400 thousand motorists in California. The company boasts the savings and quality is their motto. Many companies will argue the same, but AIS appears to deliver on this promise. It is a regional California auto insurer and insurance broker. AIS is a wholly owned subsidiary of Mercury General Corporation.
In 2009, Mercury Casualty acquired AIS Management LLC, the parent company of Auto Insurance Specialists, LLC. The merger also included several other subsidiaries of the AIS group. The new Mercury Group’s principal business is auto insurance, but they also write, homeowners’ fire and casualty policies as well as commercial property and casualty insurance.
AIS Auto Insurance Specialists
AIS has been serving Californians for more than 40 years. Not only does AIS write its own auto policies through Mercury, its parent company, but also it can provide its customers access to dozens of different insurance carriers.
This company does your insurance shopping for you by comparing the rates and programs of many different carriers. California is one of the five most expensive auto insurance states in the United States and AIS will always work to find you the best value for your insurance dollar. According to company claims, California residents who switch to AIS auto insurance save an average of $650 per year!
AIS provides insurance services for homeowners and renters to protecting them from most any kind of casualty including fires and earthquakes. The company also underwrites policies for automobile owners, motorcyclists and boat owners, protecting them from mechanical breakdown. Travelers to Mexico can purchase special coverage protecting drivers from auto mishaps that might occur while traveling away from home, whether on business or a quick weekend getaway.
With 23 AIS Insurance offices located in California, from San Francisco in the north to San Diego in the south, AIS is certain to have a location convenient to where you live and work. Their corporate headquarters are located in El Segundo, CA.
AIS can be reached online or by calling a toll free number. For customer convenience, a handy “call me link” is featured prominently on the AIS website. Click the link and an AIS agent will quickly contact you at your home or office.
Coverage may be purchased in any office for your auto or home. AIS also writes health and life insurance policies. Specialty products include recreational vehicles and motor homes, classic cars boats and other watercraft.
Homeowners’ coverage includes protection from fire, flood, or other casualties. Apartment dwellers and condominium owners may insure their personal property and dwelling contents.
Special products such as umbrella policies are available through AIS as are policies for small business owners. Another specialty insurance service that AIS offers is wedding insurance. Wedding insurance, available through WedSafe protects you and your family from just about anything that can go wrong at a wedding. Injuries, property damage, and even cancellations are covered as are losses due to weather and natural disasters. The one disclaimer is that wedding insurance won’t usually cover a bride or groom who has cold feet.
AIS Auto Insurance Policies
Basic California automobile insurance policies include liability coverage for bodily injury for one person or two or more people and liability coverage for property damaged in an auto accident. In case of injury, there is insurance to cover medical payments beyond what health insurance might cover. For vehicle damage, there is comprehensive coverage for physical damage including glass coverage and collision coverage based on a preset deductible amount.
The core of the AIS auto insurance program is the right coverage at the right price. AIS offer their customers a trademarked Pick Your Price program option, which provides customized auto insurance packages for every client. Whatever your budget, AIS will tailor suitable coverage to match your needs.
Additional auto coverage is available for specific and special needs, which include emergency towing, mechanical breakdown, rental car coverage, and gap coverage when the value of an insured vehicle is less than the outstanding balance of the vehicle loan.
AIS Insurance for Motorcycles and other Vehicles
AIS Auto Discount AIS provides coverage for most any type of motorcycle whether it’s driven on or off road. Additional coverage is available for custom equipment and after-market parts, which are generally not covered by standard insurance policies.
The company specializes in providing insurance for antiques and other classic cars. Insurance is also available for custom vehicles, hot rods and street rods, and cars built from kits. AIS also insures boats and many other types of watercraft.
AIS Customer Service Review
The AIS website describes its own customer service as robust. Service is available in person at more than 20 AIS Insurance Services offices across the state of California or by telephone. Internet access to the AIS website is available 24/7 and allows policyholders to perform a number of important functions. For AIS customers paying a bill or obtaining policy information is just part of what the AIS interactive site will allow.
AIS customers can add a driver to their auto policy and submit a number of other change requests, 365 days a year. Policyholders may even print an insurance ID card so that they are always in compliance with California state law.
For information services, AIS offers an up-to-date blog with articles on a variety of subjects designed to keep consumers abreast of changes in insurance laws, regulations and other requirements. The AIS blog also discusses topics of interest to families and the general public.